RHDP17 — CLIENT INVESTMENT GUIDE — JUNE 2026
Premium Material
Selection Board
& Financing Guide
High-end product specifications with real 2026 pricing. Grants, loans, and financing options for Bay Area and Triangle NC clients. Start at the top — let clients decide where to save.
Grants & Financing — Know Before You Design
💰 ADU & home grants — ask us what's currently available
Grants and down-payment programs change often, so we never promise one that isn't funded. The CalHFA $40,000 ADU Grant has been closed/exhausted since December 2023, with no 2026 round open. CalHFA does run other programs (e.g., Dream For All down-payment assistance), and North Carolina has NCHFA programs. We verify what's actually available for your address before you count on it — and RHDP17 prepares all the plans a program may require.
Programs change — we verify before promising
Always confirm current availability at calhfa.ca.gov (CA) or nchfa.com (NC) before relying on any grant or program. RHDP17 checks status and never advertises a grant that isn't currently funded.
Additional California Grants & Programs
Community Homeownership Commitment — down payment grants up to $17,500 for qualifying buyers. Construction loans available. Approach as a business partner — refer clients, earn relationship. Target: San Jose + Bay Area branches.
LIFT program — down payment assistance up to $15,000 in select markets. Home renovation loans (FHA 203k). Construction-to-permanent loans. Present as business investment — multiple client referrals = relationship banking.
Target: Bay Federal CU, Patelco CU, ACMG CU. Better rates than banks for construction loans (typically 0.5–1% lower). ADU-specific loan products. Pitch RHDP17 as preferred contractor — exclusive preferred rates for our clients.
NC Housing Finance Agency — MCC tax credit, NC Home Advantage. Triangle area: SunTrust/Truist, First Citizens Bank. First-time buyer programs in Wake, Durham, Orange counties. Same business partner approach — refer clients, get preferred rates.
RHDP17 Financing Strategy
Position RHDP17 as the one-stop shop: "We design it, permit it, AND connect you to financing and grants." Client brings their address → our app shows available grants → we connect them to the right lender → we design the project → we build it. Full pipeline. Maximum margin.
Premium Material Selection Board — Start at the Top
Strategy: Always spec the premium/luxury option first. Clients who want to save money can downgrade — that becomes a credit. Clients who add more → change order. Your margin is protected either way.
| Item | Premium Spec (Default) | Brand | Price Range | Budget Option |
|---|
| Range / Cooktop | 48" Pro Range, 6 burners + griddle | Wolf / Thermador | $8,000–$18,000 | Samsung/GE: $1,500–$3,000 |
| Refrigerator | Built-in 48" counter depth | Sub-Zero | $8,000–$14,000 | LG/Samsung: $1,800–$3,500 |
| Dishwasher | Fully integrated panel-ready | Miele / Bosch 800 | $1,500–$2,500 | Whirlpool: $700–$1,200 |
| Range Hood | Wall mount 48" 1200 CFM | Zephyr / Vent-A-Hood | $1,500–$4,000 | Broan: $300–$800 |
| Kitchen Faucet | Pull-down touchless, brushed gold | Brizo / Kohler | $500–$1,500 | Moen: $200–$400 |
| Sink | 36" farmhouse single basin fireclay | Kohler / Rohl | $800–$2,000 | Kraus: $300–$600 |
| Countertops | 3cm Quartzite or book-matched marble | Local fabricator | $85–$200/sq ft installed | Quartz: $55–$90/sq ft |
| Cabinets | Full overlay, soft close, dovetail box | Kraftmaid / Custom | $800–$1,500/linear ft | IKEA/Stock: $150–$400/lf |
| Backsplash | Full height slab or hand-made tile | Ann Sacks / Walker | $25–$75/sq ft | Home Depot tile: $5–$15/sf |
| Item | Premium Spec (Default) | Brand | Price Range | Budget Option |
|---|
| Shower System | Thermostatic, rain head + 4 body sprays | Kohler / Brizo | $2,000–$6,000 | Delta: $400–$800 |
| Heated Floor | Electric radiant under tile, thermostat | Nuheat / Warmup | $12–$20/sq ft installed | Basic: $8–$12/sq ft |
| Heated Towel Rack | Electric hydronic, brushed nickel | Amba / Mr. Steam | $400–$1,200 | Basic electric: $150–$300 |
| Toilet | Wall-hung, auto flush, bidet seat | Toto / Kohler | $1,500–$4,000 | American Standard: $300–$600 |
| Vanity | Custom floating, quartz top, soft close | Custom / RH | $1,500–$5,000 | Home Depot: $400–$800 |
| Bathroom Tile | Large format 24x48 porcelain or marble | Porcelanosa / MSI | $15–$45/sq ft | Standard: $3–$10/sq ft |
| Freestanding Tub | Acrylic soaking tub, floor mount filler | Kohler / MTI | $2,000–$6,000 | Basic: $600–$1,200 |
| Mirror / Medicine | Lighted frameless, anti-fog, dimmable | Robern / Electric Mirror | $600–$2,000 | Basic: $150–$400 |
| Type | Premium Spec | Brand | Installed Price | Budget Option |
|---|
| Hardwood | 5" wide plank white oak, wire brushed | Provenza / Mirage | $12–$22/sq ft | $6–$10/sq ft |
| LVP | 12mm thick, waterproof, 9" plank | Shaw / Karndean | $6–$10/sq ft | $3–$5/sq ft |
| Tile (interior) | Large format 24x48 matte porcelain | Daltile / Porcelanosa | $12–$25/sq ft | $5–$10/sq ft |
| Carpet | 80 oz cut pile, luxury pad | Shaw / Mohawk | $5–$9/sq ft | $2–$4/sq ft |
| Concrete | Polished + sealed, custom color | Local contractor | $8–$15/sq ft | $4–$7/sq ft |
| Item | Premium Spec (Default) | Brand | Price Range | Notes |
|---|
| Solar Roof | Full Tesla Solar Roof replacement | Tesla | $65,000–$110,000 | 30% federal tax credit — check current availability 2026 |
| Solar Panels | Standard panels + Powerwall battery | Tesla / SunPower | $25,000–$45,000 | Better ROI than solar roof for most homes |
| Tesla Powerwall | 2x Powerwall 3 units | Tesla | $18,000–$22,000 | Required for full home backup |
| EV Charger | Tesla Wall Connector or J1772 Level 2 | Tesla / ChargePoint | $800–$2,500 installed | 240V 50A dedicated circuit required |
| Stucco | 3-coat system + elastomeric paint | La Habra / Parex | $10–$18/sq ft | Smooth: $12–$18 / Orange peel: $10–$14 / Knockdown: $11–$16 |
| Roofing | Class A Concrete tile or standing seam metal | Boral / ATAS | $12–$22/sq ft | Asphalt shingle budget: $5–$9/sq ft |
| Fireplace | Linear gas fireplace, tile surround | Napoleon / Ortal | $4,000–$12,000 installed | Electric option: $1,500–$3,000 |
| Sliding Doors | 20' multi-panel pocket sliding system | LaCantina / Marvin | $15,000–$35,000 | Standard patio door: $2,000–$5,000 |
| Item | Premium Spec | Brand | Price |
|---|
| Interior Paint | Premium zero-VOC, 2 coats + primer | Farrow & Ball / Benjamin Moore Aura | $4–$8/sq ft labor+material |
| Trim & Baseboards | 5.25" craftsman MDF, painted | Local millwork | $8–$14/linear ft installed |
| Interior Doors | 8' solid core, flat panel | TruStile / Masonite Architectural | $500–$1,200/door installed |
| Door Hardware | Brushed gold or matte black lever | Emtek / Rocky Mountain | $150–$400/set |
| Light Fixtures | Statement fixtures per room | Visual Comfort / Arteriors | $200–$2,000/fixture |
| Ceiling Fans | 56" DC motor, remote, 5 blade | Hunter / Big Ass Fans | $300–$800 installed |
| Item | Premium Spec | Price Range |
|---|
| Concrete/Flatwork | Stamped or broom finish, colored | $12–$20/sq ft |
| Patio/Deck | Composite decking or pavers | $15–$35/sq ft |
| Landscape | Design + install, drought tolerant | $10,000–$50,000+ |
| Artificial Turf | 70 oz, 2" pile, pet friendly | $12–$20/sq ft installed |
| Fence / Gate | Cedar board-on-board or vinyl | $35–$75/linear ft |
| Garage Door | 8-panel carriage style, insulated | $1,800–$4,500 installed |
Preliminary Budget Summary — Typical Projects
| Project Type | Budget Tier | Premium Tier | Luxury Tier |
|---|
| Kitchen Remodel | $45,000–$75,000 | $75,000–$150,000 | $150,000–$300,000+ |
| Bathroom (per bath) | $20,000–$35,000 | $35,000–$75,000 | $75,000–$150,000 |
| Full Home Remodel | $150,000–$300,000 | $300,000–$600,000 | $600,000–$1.5M+ |
| ADU (800 sq ft) | $180,000–$250,000 | $250,000–$400,000 | $400,000–$600,000 |
| Room Addition | $80,000–$150,000 | $150,000–$300,000 | $300,000–$500,000 |
| New Construction | $400/sq ft | $600/sq ft | $900+/sq ft |
Change Order Policy — Protect Your Margin
All selections are made BEFORE construction begins and signed by the client. Any upgrade from the signed selection board = change order with 15% markup minimum. Any downgrade = client credit minus 10% restocking. No exceptions. BookkeeperBot tracks all change orders automatically.
System Connection — How This Wires Into RHDP17
1
Client enters address in Bay Area or Triangle Investment App
App pulls available grants for that address (CalHFA ADU, city programs, first-time buyer). Shows estimated home value increase from project. Shows available financing options from partner banks/credit unions.
2
Client fills out intake form — project type + budget range
Morpheus assigns project type. ScheduleBot books a discovery call. CassieBot sends the selection board for the relevant project type (kitchen, bath, ADU, etc.).
3
Client selects materials from this board
Default = premium tier. Client checks what they want to upgrade or downgrade. All selections saved in Supabase. BookkeeperBot calculates preliminary budget automatically.
4
RichardHaro Bot generates preliminary contract
Based on selections + square footage + project type. Contract includes material allowances, labor estimates, timeline, and payment schedule tied to milestones. Client signs → project starts.
5
ScheduleBot assigns subcontractors + orders materials
Based on the selection board, ScheduleBot knows which subs are needed (plumber, electrician, tile setter, painter, etc.). Materials ordered from approved vendors. Timeline built. All in Outlook calendar.